Constructed in 1866, this small three-story brick building with stone facade has miraculously survived over 150 years of the ebbs and flows of Downtown Providence development. The Atlantic Bank Building is located on Weybosset Street adjacent to the Westminster Arcade, and is among the area’s most ornate and well-preserved facades. The structure was constructed to house the Atlantic Bank, which incorporated in 1853. The bank did well financially and eventually moved to a new building in 1906 before financial shortfalls and shady dealings led to its closure in 1913. In the early 20th century, the Atlantic Bank Building was home to offices, a photography studio, and the Ashman House Coffee Shop. A restoration in 1978 helped preserve the building’s rounded windows, elaborate corbels, and finials over the second floor and at the cornice.
The Merchants Bank Building on Westminster Street at the edge of Downtown Providence, is a rare surviving mid-19th century commercial block that survived periods of commercialization, urban renewal and eventual rebirth of this iconic New England city. The Italianate style, six-story flatiron building is sheathed in brownstone and was designed by architects Alpheus C. Morse and Clifton A. Hall as one of the first buildings in Providence’s financial district, which today is comprised of much larger modern skyscrapers. The handsome structure was built for the Merchants Bank, a financial institution that had been organized in February 1818 and was reorganized as a national bank in 1865. Royal C. Taft, governor of Rhode Island, was president of the bank for forty years, from 1868 to 1908. In May 1926 the Merchants National Bank merged with the Providence National Bank, with the combined institution taking the name of the Providence National Bank, but they moved into this building until they completed a new building in 1930. Since then, the building has been home to professional offices, and remains a well-preserved early banking building in Providence.
Said to be the first skyscraper built in Providence, the Union Trust Company Building on Dorrance Street is one of the finest architectural masterpieces in Rhode Island. The twelve-story tower is finished in red brick with limestone trim and features the base-shaft-capital organization, a design standard for early skyscraper architects to make very tall buildings look balanced. The base here as the bottom two floors, entirely uses stone to show strength, holding the weight above and with large glass windows for the street edge; the shaft uses repeating window designs and showcases the height of the building, drawing your eyes upward; and the capital, which brings a strong cornice and intricate parapet serving as a crown, finishing the building. The architectural firm of Stone, Carpenter & Willson furnished the plans for the building for Marsden J. Perry, the President of the Union Trust Company, as the company offices with a banking hall at the ground level. Above the entrance a sculpture, Indian and Puritan by Daniel Chester French, greets visitors along with the many stained glass medallion windows. The Union Trust Company Building is really a feast for the eyes!
Living on an island in the 19th century wasn’t as easy as you may think. Before this bank building in Edgartown on Martha’s Vineyard was constructed in 1855, all banking was done on the mainland, mostly in New Bedford. As Edgartown thrived as a whaling capital and later as a vacation destination, it was clear that a bank be built on the island for easy depositing and withdrawal of funds for residents. This bank, the first brick building constructed in Edgartown, was built to house the newly formed Martha’s Vineyard National Bank. It’s first president was Dr. Daniel Fisher, who made his money as a merchant and operator of one of the largest whale and sperm oil processing facilities in the country. The bank eventually relocated to Vineyard Haven and the Edgartown National Bank was created to fill the void in town. Amazingly, the building is still to this day occupied by a bank, Rockland Trust, seemingly adding to the continuous occupancy of the building by banking facilities for well over a century. The late iteration of the Greek Revival style is evident here with the heavy lintels over the oversized windows and the dentilled pediment at the facade.
The Thayer Block and its twin, the Claflin Block, on Main Street in Milford, Massachusetts, stand as prototypical early 20th century commercial blocks commonly found in nearly any city in New England. The two-story commercial block was built in 1912 and was long the location of the Home National Bank of Milford. The bank added the iconic clock on the facade, which is one of the remaining clocks made by the McClintock-Loomis Clock Company or successive company, O.B. McClintock Co., which specialized in sidewalk clocks for banking and financial institutions. The green marble storefront was likely added in the 1950s or 1960s and is an eye-catching change to the building. Today, the bank space is occupied by the Rail Trail Flatbread Co., a local restaurant and bar.
Only in New England will you find a historic 19th century house converted into a bank! The Plimpton-Winter House is located at 127 South Street in Wrentham, Massachusetts, and is among the finest Italianate style houses in the community. The residence was built in 1868 for Francis Newton Plimpton (1828-1913), who worked as a cashier and town treasurer, later becoming President of the National Bank of Wrentham. Two years after Plimpton’s death, in 1915, the house was bought by Murray Winter, who moved to Wrentham with his two brothers and established the Winter Brothers Tap and Dye Factory. The company manufactured gauges and valves during the early 20th century, quickly becoming the town’s largest employer until WWII. In the 1980s, the home was purchased and rehabilitated by the Foxboro Savings Bank to serve as its Wrentham Branch location. Today, the Plimpton-Winter House stands as a TD Bank Branch, where the exterior of the Italianate style residence is preserved, down to its bracketed cornice, ornate trim, bay window, and entry with paired wooden doors. How cool is that?
This monumental Georgian Revival bank building on Main Street in Warren, Rhode Island, and is one of the finest buildings of the style in the entire state. The Warren Industrial Trust in 1906 hired Edmund R. Willson of the Providence architectural firm of Stone, Carpenter & Willson to design the bank for the town after it had absorbed the town’s multiple banks, under one roof. It would be one of his final commissions before his death. On the facade, four Corinthian columns support a dentilled pediment over the entrance with the red brick walls enlivened with arched windows, oversized keystones, and pilasters with contrasting capitals and bases. The building shows that Colonial Revival architecture, while often seen as a refined, classical style, can be festive and ornate.
The diminutive former Brookline Savings Bank building on Washington Street in Brookline Village is in stark contrast in scale and design from the 1965 Brookline Town Hall down the street. The building committee hired Franz Joseph Untersee, a Swiss-born architect who settled in Brookline, to furnish designs for their new bank, which opened in November 1898. Covered in Indiana limestone, the Beaux Arts style bank building features a modest, three-bay facade that is adorned by large round arched windows surrounded by an egg-and-dart motif, and an elaborate pediment with acanthus leaf and a central eagle in copper. Like many local banks, the Brookline Savings Bank saw a series of acquisitions and mergers throughout the 20th century, and this small bank building was sold. Today, the former Brookline Savings Bank on Washington Street is occupied by a church.
The former Derby Savings Bank stands at the corner of Main and Caroline streets and is one of the many handsome commercial buildings in Derby, Connecticut, which have been preserved. Designed in the Romanesque and Classical Revival styles, the building is adorned by terracotta, brick, and brownstone, with medallions depicting the date of incorporation (1843) and the date of this building (1893) which flank the Palladian window at the second floor. The bank occupied this structure from the date of its completion in 1893 until it built a new banking facility farther down Main Street in 1923. The bank again built a new building during the period of urban renewal in Derby’s downtown in 1976 when the modern structure at Main and Elizabeth streets was completed. The Modern bank is presently used as the City Hall.
The former Birmingham National Bank building on Main Street in Derby, Connecticut, is one of the finest buildings in the former industrial village of Derby (originally named Birmingham). The bank was originally chartered in 1848 as the Manufacturers Bank of Birmingham, with Edward N. Shelton as its first president, and became a national bank after the Civil War. Designed by architect Warren R. Briggs and constructed in 1892, the building features an elaborately detailed facade of red sandstone with terracotta trim in the Sullivanesque and Romanesque Revival styles. Like many local and regional banks in the mid-late 20th century, the bank merged with others and the building was vacated. Today, the former Birmingham National Bank building is occupied by the Twisted Vine restaurant.
The Old Stone Bank was founded in 1819 as the first savings bank in Providence, Rhode Island, but originally under the name, Providence Institution for Savings. A constantly growing volume of business influenced the erection, in 1854, of a building for the exclusive purposes of the bank at 86 South Main Street, near College Hill. Designed by C.J. and R.J. Hall, the original stone bank stood one-story tall with a gable roof. Success and further expansion of the institution led to the erection, in 1896, of the present building, which served as the main office. Designed by the local architectural firm of Stone, Carpenter & Willson, the present domed banking structure is said to have incorporated parts of the 1854 building, and expanded the rest to the landmark we see today. The Beaux Arts/Neo-Classical banking structure is constructed of granite, with a Classical pedimented entry of monumental Corinthian columns atop the staircase, but the highlight of the building has to be the gold-leaf-and-copper domed roof which partially served as a skylight for the banking hall inside. Offices relocated to a new building in the late 1960s. The banking institution closed in the 1980s and following acquisitions and insolvency, the main bank was sold in 1995 to Brown University for $1.15 million to house the Haffenreffer Museum of Anthropology‘s collection of Native American artifacts. Years later, Brown decided it was unfeasible to house the collection in the building as the necessary alterations would have altered the historic character of the building, they then sold the building to an LLC in 2009. The Old Stone Bank is now a single-family home. Yes, you heard that right. The new owners have lovingly preserved this architectural marvel for all to enjoy as they stroll the city.
Built in the mode of a Greek temple, the former People’s Savings Bank was built in 1913 on a prominent site overlooking Market Square in the East Side neighborhood of Providence. Designed by the Providence-based architectural firm of Clarke & Howe, the handsome marble-faced two-story bank showcases the bold, yet clean proportions found in many Classical Revival style institutional buildings of the early 20th century. The People’s Savings Bank was established in 1851 and after decades of growth, built this structure to show customers the prosperity and stability of their institution. After a series of bank acquisitions and mergers in the 20th century, the building was eventually acquired by the Rhode Island School of Design, who had the building converted into studio space and later into the college’s hardware store. Yes, you heard that right… Talk about adaptive reuse!
Located at the eastern edge of Downtown Providence, the Rhode Island Hospital Trust Building is significant as one of the city’s finest examples of the Beaux Arts style of architecture and as the headquarters of what was once the largest banking institution in the state of Rhode Island. The Rhode Island Hospital Trust incorporated in 1867 as the first trust company in New England. It owes its unique name to the fact that it was chartered by the board of trustees of Rhode Island Hospital, founded four years earlier, with the trust company established to help finance operations of the hospital. The original, purpose-built bank was constructed in 1891, and quickly outgrown as the institution grew exponentially into the early 20th century. In 1916, the trust hired the New York architectural firm of York & Sawyer to furnish plans for the present structure. Construction began in 1917, and after delays caused by WWI, the building finally opened in 1919. The 11-story U-shaped building was designed in an exaggerated form of Renaissance palazzo, with steel-framed construction that is faced with marble on the two lower levels and limestone elsewhere. After a series of mergers throughout the 20th century, the building was owned by FleetBoston, who donated this pristine building to the Rhode Island School of Design (RISD), which was renovated into a dormitory by RISD-alumni and architect Nader Tehrani of NADAAA Architects. It is today known as the Mandle Building.
The Westborough Savings Bank was incorporated in 1869 and shared space in a building with another bank and the post office. As the population and prosperity grew in the suburban community, so did the Westborough Savings Bank, who would move into a larger space. Just before the Great Depression, the bank sought to build its first purpose-built structure, and they hired the firm J. Williams Beal & Sons to furnish plans for this handsome masonry bank, designed to showcase the strength and stability of the institution. Renaissance Revival in style, the 1928 building is constructed of buff brick with limestone trim. The facade is dominated by large, round arched windows and is framed by pilasters with an off-center entrance. The Westborough Savings Bank would eventually merge into Avidia Bank and the West Main Street building was sold. The handsome building is well-preserved and home to Westborough TV, which makes broadcast media programming that is by, about, and for the entire Westborough community.
This altered, yet significant building on Bow Street in Somerville’s Union Square commercial district, was built in 1908 as the Somerville National Bank. The Somerville National Bank was chartered in 1892 and was the city’s first and only local bank until the 1930s. After nearly two decades of renting space in another building, the bank hired the architectural firm of Gay & Proctor, to furnish plans for this handsome suburban bank building. Constructed of brick with stone trim, the building originally featured a large, arched window at the facade, which was replaced by a more contemporary opening. Classical Revival details remain, from the monumental gable pediment with dentils, to the parapet with classical moldings. The bank has been repurposed into mixed use space, with a cafe on the ground floor and yoga and wellness studio above.
